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If your electric scooter catches fire, yes, you can typically file a claim under your insurance—as long as it’s covered by your policy. Most comprehensive vehicle insurance policies include protection against damage caused by fire, which means you’ll be compensated for the damage or the loss of your scooter. However, there’s an important caveat: if you’ve made any unauthorized modifications or alterations to your electric scooter, your insurer might deny your claim. This is because modifications
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