Credit cards let you spend from a line of credit that you pay back later. While you don't have to pay off the whole bill every month, you'll start accruing interest charges on any unpaid balance.

There are four broad types of credit cards to choose from depending on your goals: credit-building cards, balance transfer cards, low-interest cards and rewards cards. To find the right credit card, ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

According to an article published in June 2025 by USA Today, credit card debt in the U.S. averages at $7,321. It also cited data showing the mean credit card interest rate is 21.4%. With such high ...

If you were hoping the Federal Reserve's recent rate cut, its first of 2025, was going to make your credit card debt easier to pay off, the reality is that there are many other, more important, ...

The Chime® Credit Builder Secured Credit Card is no longer available to new applicants If you have a low credit score, you know how frustrating the road to rebuilding your credit can be. You need a ...

Credit cards can be helpful tools for managing money. They allow you to make purchases even when you don’t have cash on hand. But they also come with costs if you don’t pay your balance on time. The ...

Learn how to pay off high-interest credit card debt quickly and effectively! Get organized and create a plan to become debt-free with these 5 simple steps. Russia reacts to Trump's Venezuela drug boat ...

Daisy is a credit cards editor at TPG. Her expertise spans earning and redeeming rewards across rotating categories on multiple cards.Prior to this, she wrote news stories, how-to guides and tested ...

UNITED STATES—Credit cards can be very useful. They make shopping easy, help during emergencies, and can build your credit history. But they also come with a big risk if you do not manage them well.