Abstract: Class imbalance is a critical challenge in credit scoring, where the dominance of majority class samples reduces predictive performance for minority instances. Traditional methods, such as ...

TORRANCE, Calif., Nov. 3, 2025 /PRNewswire/ -- Happy Money, a leading consumer finance company dedicated to empowering individuals through responsible lending, today announced a partnership with $3.4 ...

Living East Tennessee host Amber Lynn sits down to discuss the partnership between Maryville College and Y-12 Federal Credit Union to promote financial literacy on campus. Trump Warns of Threat to ...

Gauahar Khan and Zaid Darbar tied the knot in December 2020 and are proud parents to two sons, Zehaan and Farwaan. The couple often expresses their love for each other on social media, and Gauahar’s ...

In other recent news, Crescent Energy Company has made significant financial and strategic moves. The company announced a 50% increase in its borrowing base, raising it from $2.6 billion to $3.9 ...

Abstract: In order to manage credit risk for financial institutions and help with loan acceptance decisions, credit scoring is essential in determining an applicant's creditworthiness. This research ...

Many individuals enter college with military training, industry credentials and/or other noncredit training. To recognize the knowledge and skills from these previous experiences, many colleges offer ...

Crucial entry of humanitarian aid has been halted by Israeli Prime Minister Benjamin Netanyahu in response to Hamas’ violation of the ceasefire, according to a senior Israeli official. The political ...