Abstract: Class imbalance is a critical challenge in credit scoring, where the dominance of majority class samples reduces predictive performance for minority instances. Traditional methods, such as ...

TORRANCE, Calif., Nov. 3, 2025 /PRNewswire/ -- Happy Money, a leading consumer finance company dedicated to empowering individuals through responsible lending, today announced a partnership with $3.4 ...

Many individuals enter college with military training, industry credentials and/or other noncredit training. To recognize the knowledge and skills from these previous experiences, many colleges offer ...

Abstract: One of the most delicate problems in the banking industry is credit risk assessment. Manually assessing a client's credit risk is a time-consuming and laborious task. As a result, an ...

Best Credit Cards Chase Sapphire Preferred (60k bonus pts) - Amex Gold (60k bonus pts) - Capital One Quicksilver ($200 bonus) - Chase Freedom Unlimited (6.5% on travel) - Chase INK Business Unlimited ...

Legendary singer-songwriter and member of the pop duo Wham!, George Michael, is getting an unexpected writing credit almost nine years after he died in 2016, and it's thanks to none other than Taylor ...

RENO, Nev. (KOLO) - The Nevada System of Higher Education is expanding credits for higher learning. The change will broaden how Credit for Prior Learning is awarded. “Credit for prior learning ...

Every Late Model Stock competitor in the Southeast has one event circled on their calendar every year; the ValleyStar Credit Union 300 at Martinsville Speedway. The event has served as the ...

Credit: Image generated by VentureBeat using FLUX-pro-1.1 Generative AI has tremendous potential to help save time and money. One great example of a company using the technology to great advantage is ...

Plaud has introduced the Note Pro, an AI-powered note-taking accessory, with a few upgrades. The new device features a small AMOLED screen to display important information, as well as a new endurance ...

“Happy Gilmore 2” continues to break streaming records. According to Nielsen Streaming data, the long-gestating comedy sequel was the number one most streamed movie for the week of July 21-27 with 2.9 ...

Olivia Mittak is a credit cards editor at TPG. She specializes in maximizing earn for points and miles, finding the best welcome bonuses and choosing the right credit cards for your wallet. The cards ...