When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

Minimum payments barely chip away at your balance and allow interest to pile up. Neglecting ways to reduce your interest, like 0% APR periods, hardship programs or rate negotiations, can be costly.

Achieve reports that unsecured personal loans, based on creditworthiness, can offer lower rates than credit cards, aiding ...

Your 40s hit differently than your earlier decades. You’re probably earning more than you ever have. Still, the financial ...

This northeastern California town sits at the junction of the Sierra Nevada and Cascade ranges, providing spectacular scenery and a slow-paced lifestyle. Housing costs run 60-70% below California’s ...

Nikki and her second husband, who live in the San Francisco Bay Area, are $300,000 in debt — and $120,000 of that is owed to ...