Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...

I’ve made my share of decisions I wish I could undo. Like setting the wrong price point for a few products or building a vacation budget in Excel that stretched my finances too thin. Excel doesn’t ...

Stephen Simpson, CFA, has 15+ years of experience in financial publishing and editing. He is the operator of the Kratisto Investing blog. Michael Boyle is an experienced financial professional with ...