Factor rates are often used for short-term loans and merchant cash advances but should be converted into APRs to better understand the cost of financing. Many, or all, of the products featured on this ...

Learn how to calculate the present value of various bond types using Excel, including zero-coupon, annuities, and continuous ...

Readers asked about the best ways to track their monthly bills, cut back on costly subscriptions and save up for emergencies ...

IF you’re getting a head start on Christmas lists, Sainsbury’s has just launched a massive toy sale. The supermarket has ...

When my auto insurance policy term ended last year, I shopped around for rates before renewing my coverage. This wasn't because I was unhappy with my insurer; I do this every year, and you should, too ...

If you use Excel 40 hours a week (and those are the weeks you are on vacation), welcome to the MrExcel channel. Home to 2,400 free Excel tutorials. Bill "MrExcel" Jelen is the author of 67 books about ...

September brought good news for borrowers. The Federal Reserve conducted its first rate cut of the year, making the cost of borrowing less expensive. While a range of factors influence home equity ...

If you use Excel 40 hours a week (and those are the weeks you are on vacation), welcome to the MrExcel channel. Home to 2,400 free Excel tutorials. Bill "MrExcel" Jelen is the author of 67 books about ...

Xcel Energy is asking for a 19% electric rate increase for North Dakota customers. Xcel tells us it needs the rate increase because of all the investing it's doing. But what is Xcel investing in? They ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

You likely know the importance of zone 2 training—low-intensity miles that are the foundation of distance running plans. The challenge? Finding your personal zone 2 range, and sticking to it. That’s ...