We all know how convenient it is to swipe our credit cards for everyday purchases. In fact, as of 2022, 82% of U.S. adults had a credit card, making it the most common consumer lending product. In ...

The exact time your credit card payment will post to your account depends on your payment method and your issuer’s payment rules, as well as the rules outlined by the Truth in Lending Act. If you pay ...

On top of deposit times and pricing, consider your business’s size and industry. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

As a small business owner, you know that accepting credit cards comes with a cost. Expanding your customer base to cardholders can create massive profits, but it can also swamp you in expensive swipe ...

Small businesses need to understand how to lower credit card processing fees, secure better terms, prevent fraud and avoid ...

Kimberlee Leonard has taken her professional experience as an insurance agency owner and financial advisor and translated that into a finance writing career that helps business owners and ...

Stax Pay is a top contender due to its subscription-based model and extensive range of features. Catering to businesses of all sizes, Stax Pay provides a cost-effective approach to credit card ...

Credit card processing fees are essential charges for card payments. Explore the types, rates, and tips to manage these costs effectively. While we’re not completely cashless yet—I still pay for my ...

High-risk merchant accounts face higher fees, rolling reserves, and stricter terms but can access international markets and ...

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Key ...

As a business owner, knowing the basics of credit card processing can help you make more informed decisions. This credit card processing glossary details the most common terminology so you can ...

There’s no free way to accept card payments. However, there are multiple options for keeping processing costs down. NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by ...