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Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

The Federal Reserve shapes the economy by adjusting the fed funds rate, which directly affects certain borrowing costs for consumers and businesses. Lowering rates tends to benefit those with variable ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced financial consultant ...

Mortgage rates have climbed for the second straight week, despite the Federal Reserve delivering its first interest rate cut in nearly a year, underscoring that a range of factors influence borrowing ...

The Bank of England meets eight times a year to set the base rate, a mechanism that influences interest rates on everything from mortgages to savings accounts. The Bank’s next rate decision will be ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. PenFed offers money market, IRA, and Coverdell certificates with decent rates ...

Adjustable-rate mortgages are making something of a comeback. Last week they made up nearly 10% of all mortgage applications, nearing a post-pandemic high, per the Mortgage Bankers Association.

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

The Federal Reserve has raised its benchmark interest rate by 0.25%. While we don't know for sure what moves the Fed will make with interest rates this year, the consensus is the pace of rate ...