ZBB is a data-driven budgeting method that demands a department or division justify its expenses on an ongoing basis. And it’s a favorite of some in the startup world (and was employed by Elon Musk ...

Budgeting can feel overwhelming, but it doesn't have to be. While there is no shortage of finance apps, nothing beats the flexibility and power of Excel. In this post, I will go over the practical ...

Students must commit to a college before requesting a deferral. Before making a request, have a purpose and a plan for the time out of school. The deferment period can be used to explore career ...

“Hey guys, I’m not rich.” This is what my 20-year-old daughter told me that she said to her college roommates when they started picking out expensive decor to purchase. I didn’t know it at the time, ...

Bernadette Joy is the founder of Crush Your Money Goals. Her media and education programs teaches women how to become financially independent after she and her husband paid off $300,000 of debt and ...

Most people are well aware of what they should be doing when it comes to managing their money. They know it’s wise to save more, spend less, and start investing early. Despite this, many continue to ...

The Office of Budget and Management (OBM) is responsible for the administration of the city’s budget. Because OBM oversees ...