More than a third of Americans went into debt this past holiday. Here's how to get out if you're one of them. David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

A debt management plan (DMP) makes it easier to manage your unsecured debts as you’ll likely get a more affordable monthly payment. If the credit counselor successfully negotiates a DMP with your ...

Reaching out for help with debt is a brave and proactive step, and it’s one that speaks volumes about your determination to turn things around. Whether you’re feeling the pinch on a tight budget or ...